Being frugal is all about saving money on some things so you can spend money on other things. Generally, it’s all about prioritizing your money and spending on what is important to you like paying off your debt, build savings and so one.
I have compiled a list of different ways you can be frugal in order to save money for things you really want. These frugal living tips helped me save money fast and I believe if I did it you could too.
Saving money doesn’t have to include giving up a kidney or your right arm. It just takes paying attention to where your money is going on a daily basis and stopping it. However, some of these tips may not seem frugal to you, but overall they will save you money for sure.
What Is Frugal Living
Frugal living is when you are able to prioritize the things that are important to you and to minimize spending for things that aren’t that important. A lot of people think that being frugal means being cheap, but that’s not true.
Being frugal id different from being cheap, simply because when you are frugal, you aren’t looking for the “cheapest price”, but you are choosing to spend on some things and not to spend on other. Someone frugal is someone that saves money on something so they can spend money on other things, someone cheap is saving money at all coast even when it’s not practical or ruins relationships.
What’s important about frugal living is that you should match to your family’s lifestyle so that you will be able to become successful in practicing frugalness.
So now that you know what frugal living means, and why it’s so different than being cheap, let’s get into our 99 best frugal living tips:
Best Frugal Living Tips For Food
1. Take Your Lunch With You To Work
This is not only healthier but will save you a ton of money. If you eat lunch outside, let’s say it will coast you $10, that will cost you $50/week, which will be $2,400 a year too much right. So prepare your lunch at home and take it with you to work.
2. Meal Planning And Cooking At Home
When you create a meal plan, you can save money when you go to the groceries by knowing exactly what you will be eating for a specific period of time. Believe me, when you do this your spendings on grocery stores will be less and less cost-effective and it will save you lot’s of money to do other important things.
Read more: how to save money in grocery stores
3. Use A Slow Cooker Instead Of The Oven
Basically the oven uses a lot of electricity to cock things compared to a slow cooker. If you consume lots of electricity, gust what the electricity bill will make a hole in your wallet. So instead of that start using a slow cooker.
4. Check Your Fridge/Freeze/Cabinets
Always check what you already have at home so you don’t go to the grocery store and buy duplicate items that are hiding in the back of the cabinet of the back of your fridge.
5. Leave Everyone Else At Home
Fewer people shopping means less chance for extra impulse buys and definitely less distraction while you are shopping for the best deals. Also when you go shopping do not bring your kids with you, and of cource don’t go with an empty stomach as well.
6. Stock Up On Sale Items
When you go shopping and the items you regularly consume are on sale, stock up to make the most of the sale, don’t hesitate, just carry as much as you can as long as you have the money to pay it. This is great for non-perishable items, but if you have the proper storage, you can stock up on meat and produce by freezing.
7. Buy In Bulk
I know some of you don’t like to buy things in bulk, but if a large quantity gives you a better price, then buy the bigger package. some stores figure that unit price for you on the price tag, others you will have to do the math yourself. However buying in bulk is a great trick to save money, but don’t do it if you wouldn’t use it or don’t have the room to store it.
8. Make A List And Stick To It
Create a shopping list that will help you remember everything you need to purchase and avoid trips in the middle of the week for forgotten items. this is not only will help you remember things, but it will also help to not buy things that aren’t on your list. also keeping away from impulse buys will help the total bill.
9. Go Meatless
Meat is generally expensive, having meatless meals more often can help you save money. Generally, meatless meals are healthier and give your body the energy it needs to work properly. I’m not telling you to stop eating meat, but most doctors recommend eating meat once a week. you can always go for beans and legumes for your source of protein.
10. Use Up Your Leftovers
Don’t throw leftovers. if you have any leftovers food from your meals, don’t throw them away, but use them, and make sure you have them the next day or for another meal or even for a snack.
11. Eat At Home
If you love eating out at restaurants, this may be a significant and challenging change to make. the more you make your own meals and eat at home, the more money you’ll save, because eating outside, it’s more expensive than eating at your home. Plus you can save on gas and public transports fares.
12. Use A Water Filter
Instead of buying bottled water every time you go out, use a water filter in order to filter out your tap. this way you’ll make your water safer without having to buy lots of bottled water.
13. Stop Buying Prepackaged Snacks
Packaging our own snacks is so much cheaper than buying them already portioned. even if you are so busy and don’t have time, you can find 5 or 10 minutes to pack snacks for the week.
14. Make Your Own Seasoning Mixes
Instead of paying $1 each time you want to make tacos, search online for a taco seasoning mix. Chances are you already have all the spices you need on hand to create your own mix
15. Buy The Generic Brand
Buying store brands can help you save money since the price cheaper and the quality is pretty much the same. Specialty brands are more expensive simply for just the name, so why buying their products while you can get them elsewhere cheap with the same quality.
16. Stop Buying Coffee And Start Making Your Own
Some people buy coffee from Starbucks every day, it’s become part of their morning routine. If you need your dose of caffeine to start your morning the right way, you don’t need Starbucks, you just need to get up and make coffee yourself at your home. If you want something interesting you can look for different coffee recipes online.
17. Drink More Water Instead Of Other Drinks
This is not only will help you save some money, but it’s important for our health as well. Drinking water a lot will keep your body hydrated, which will help you focus a lot, be positive, and in a good mood. While other drinks will only raise the sugar level in your body and will affect negatively on your health and wallet.
Frugal Living Tips Around The House
18. Use A Smart Thermostat
This is really a great way to save up on your heating and cooling bills. It might be an investment at first, but I guarantee that you reap the rewards later on.
19. Use A Line Dryer Or Clothesline
When you use line drying you will save on the electricity bill. Aside from having a clothesline outdoors, you can also set one up inside your house in case the weather won’t cooperate.
20. Don’t Use Paper Towels And Other Paper Products
Utilize reusables will not only save you money, but it also will save the environment. Instead of using paper towels to clean up, use a washable rag.
21. Unplug All The Electronic Devices
This is will lower your electricity bill for sure. By unplugging your electronics when you are not using them like fans, lamps, toasters, cell phones, and charges. Your electricity bill will not heart your budget.
22. Buy Generic Products
Most of the time generic products are as good as name brands and way cheaper too. So when possible try to buy generic products.
23. Hand Wash Dishes
Depending on how old your dishwasher is, this may actually not save any money. However, if you have just a couple of dishes you don’t have to turn on the dishwasher for them. Just do the work yourself.
24. Use LED Or Fluorescent Light Blubs
LED bulbs are a lot cheaper than they used to be and they literally last forever. They use very little energy and they are not toxic like florescent blubs. Fluorescent bulbs are great and way better for energy use than incandescent but they still not as good as LEDs.
25. Wash Clothes In Cold Water
Washing your clothes with cold water instead of warm water, will not only save you money but it’s better for your clothes too.
26. Try DIY
From creating your own household cleaning supplies to making your own containers/holders, you can think out of the box and learn different DIY tricks to save money on household items.
27. Use Drayes Sheets Instead Of Fabric Softener
Fabric softener is generally expensive and really unnecessary. So instead of using them, use Drayer sheets and save yourself some money
28. Use Cheaper Brand Of Detergent And Fabric Softener
Just think of it a little, you don’t have to use high end products to keep your clothes looking good. Lower cost soaps work just as well or even better.
29. Use Old Shirts As Rags
Old shirts that you’re not using anymore are great for repurposing. They can be used for dusting protection furniture during craft projects and so much more. Instead of throwing them, use them.
30. Take Showers Instead Of Baths
Taking showers instead of baths will save water and hot water. So you’ll not only save your water bill, but you’ll save also on the electricity bill.
31. Take Shorter Cooler Showers
Taking cooler showers will save you money for sure. This will take some time to get used to. But once you do, not only will save you some money, but you’ll start feeling great because cooled water is great for the muscle
32. Cancel Cable
I mean cables are old school. Now you can watch anything on the internet. Your favorite movies, series, TV shows, and everything else. Netflix.com and Hulu.com are way cheaper than Caples and have the same things.
33. Cut Down On Cell Phone Bill
Do you really need all that data and talking hours!! Reduce data limits or use a prepaid service. Several prepaid services use large companies like Verizon and AT&T’s towers so you get the same coverage at a much cheaper rate.
34. Get Rid Of Your Home Phone
I only have to say this “who still has these anymore”. Children have their own smartphone, parents also even grandparents now have iPhones and Samsungs. So why adding a home phone to the mix.
35. Shop At Used Clothing Stores
By shopping at used clothing stores, you’ll find name brands and practically new clothes. And you will buy them for half the price or even less than that.
36. Free Activities For The Family
You can go to museums that are free, go to the park with your kids, and have fun. Or you can go to a local fair, splash pads, or just take a free city tour. It’s not always about spending money to have fun, sometimes the fun things can be done with $0.
37. Happy Hour
If you are planning on going out with your friends, go for happy hours to get the best discounts on drinks and food.
38. Go To The Library
If you love reading books and stories, you can read them at the library. This way you don’t have to buy books you can just read them at the library with no coast at all.
39. Borrow From A Friend
If you want to watch a movie and you don’t have the money, you can borrow it from your friends, family, or your neighbor (if they have it of course). Also, you can share your movies with them too.
40. Have A Movie Night At Home
All you have to do is get some popcorn and some dollar tree snacks and enjoy the night with your family watching your favorite movie. This is way cheaper than a movie theatre.
41. Travel During Off-Peak Seasons
This is great for travel lovers, who love to see and explore new countries and new cultures. During peak seasons everything is expensive the flights, hotels, food, everything. But if off seasons you’ll get it all at a very good price.
42. Go On A Nature Walk
Exploring nature is free and one of the fun things everyone can do. Seeing the trees, flowers, birds, clear sky, I mean that fun right there. Sometimes all the fun and exciting things to do are just around the corner.
43. Cancel Any Membership You No Longer Use
If you joined the gym in January and haven’t gone in months or just weeks, just call them and cancel your subscription. If you don’t use it stop paying for it. Cancel radio subscription, magazines, and anything you really don’t need. Because that money can be used on other important things.
Frugal Living Tips For Finances
44. Create A Budget
If you have a family than creating a budget is extremely important. Creating a budget will help you learn to allocate the right expenses and save more money.
45. Increase Your Debt Payments
Debt the word that everyone hates. Try to increase your debt payments by allocating. Even setting aside a little extra to repaying your debts, you will be a step closer to financial freedom.
46. Earn Extra Income
There are a lot of ways you can earn extra money with. You can search for jobs online, look for opportunities like taking surveys, watching videos for money, installing apps for money, or become a virtual assistant or a writer. The more skill you have the more money you’ll make.
- 9 Legit Survey Companies To Make Extra Money
- 17 Best Stay At Home Mom Jobs To Make Extra Cash
- 12 Best Money Making Apps In 2020
- 15 Side Business Ideas To Make Extra Money
47. Stop Buying Unnecessary Thing
If you will not use it don’t buy it, It’s so simple. Sometimes we find it really hard to do, but it’s basically not rock and science.
48. Avoid Late Fees
When it comes to fees, try to pay them on time and get them out of your shoulders.
49. Create An Emergency Fund
We don’t know when or how emergencies will happen right, that’s why it’s a great idea to create an emergency found. This way even if something bad happened (i really hope not), you’ll find yourself prepared, and you will not borrow money and getting into more debt.
50. Always Use Cash
Nowadays using cash is so old school, we all use our credit cards to pay for everything. When you use cash and not credit, you’ll spend less since you are limited to the amount of money you have, and you physically have to give something away in exchange.
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