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The average person spends around 3 to 4 hours a day on their cell phone, and about 90% of that time is spent on using apps such as Instagram, Snapchat, Facebook, Twitter, etc. So why not turn your mindless scrolling into cold, hard cash to help you pay for phone bills and other stuff.

To be fully transparent with you, these money-making apps will not make you rich, but they will differently help you generate extra cash every month.  Whether you want apps for your iPhone or Android that pay you to walk, run heralds, shop, be healthier, or take surveys, these 12 best money making money apps will help you make money fast.


With over 4.5 million users and over 1.2 billion dollars in assets, you know that this money-making app is a completely legitimate company that pays real money and not a scam. Basically Acorn allows you to invest your spare change automatically.

What that means is, this app allows you to link your credit card or checking account to the Acorns app and automatically rounds up transactions that allow you to invest that differential. For example, if you pay three dollars and ninety-three cents on smoothing, the app would actually round that up to four dollars and invest that seven cents on your behalf.

Also, this is not the only way you can make money with this app. ACORNS has a lot of partners like Airbnb, Dollar Shave Club, Lyft, and they can give you a percentage cash back or a discount for using your Acorns account at those retailers.

It’s really one of the greatest money-making apps on this list, try it for free here.

2. Nilsen Mobile Rewards

Nilsen Rewards app is one of the easiest ways to earn cash. Nilsen is a huge market research company and they will pay you $50 per year per device, simply for having the Nilsen app installed on your device.

Yes $50, and in case you wondering “why they will pay me $50 per year for nothing”, will the reason behind it, it’s really valuable how you use the internet. The Nileson app Anonymously collects data about how you use the internet in your smartphone, how longe do you use it and things like that.

100% Anonymously and they will pay you $50 per year per device, simply for allowing them to collect data and share it with large companies and advertisers.

3. Survey Junkie

Survey Junkie is one of the legitimate ways to earn money while you’re watching TV or waiting for the bus, or even in your bed. They are the best survey site available out there. 

Survey Junkie has an awesome app that you can use just from your phone, so you don’t have to spend time sitting at your computer.

Once you sing up (which will take you less than a minute) you can start taking surveys right away. Their surveys are so easy, and you can earn up to $18 an hour with them.

There are plenty of people on their TrustPilot page who have earned up to $50 in a week ($200 a month), which is more than enough to pay phone bills and other stuff.

Sing up here and download the app


Ibotta is the MVP when it comes to saving money while shopping. With this money-making app, you’ll earn real money every, single, shopping trip. All you have to do is snap a pic of your receipt and voila, all the money you spent will instantly be deposited into your account. 

And also you don’t have to worry about buying weird food, Ibotta App gives you cashback on the food you buy every week.

Yes, it’s too good to be true, but it is. You have to try the Ibotta app, I continuously accumulate cashback on everyday purchase. it is free so you don’t have to worry about signing up, plus a $20 bonus just for trying it out.

5. Receipt Hog

Receipt hog has over a hundred thousand reviews, which makes it really a legitimate app to make some extra cash. What this app does is basically allows you to turn your receipts into cash. 

To start making money with this app is pretty simple, just take pictures of your receipts for things that you already bought, and upload them to the app. When you do that, you’ll get bonuses in the form of points, then you can transform the point you collected to prizes. 

The cool thing about this app is you are already buying your goodies, and have the receipt for them, so why not earn some extra cash right!!

6. Swagbucks

The Swagbucks is known as a premier destination to take surveys to earn money for giving your opinion online. Each day they give you full access to tens of thousands of paid surveys. It’s really easy and simple, just press a few buttons in your free time and voila. 

Swagbucks is one of the best survey sites that will pay you good money from your phone, simply install the app on your smartphone, and start exchanging your free time with money.

However, there are other ways to make money with this app, like participate in simple tasks such as watching videos, playing quizzes and playing games. There are some surveys that will pay up to $30.

7. Foap

Foap is a money-making app that is available on both android and IOS devices. This allows both professional and amateur photographers to make extra cash with the pictures they take, it’s pretty genius don’t you think!!

Foap allows you to upload pictures from your phone and get paid to do that, because there are thousands of companies out there that constantly need royalty-free pictures of their products, or services being used by clients. 

Most of those companies don’t want to hire full-time photographers and videographers just to take pictures of their products when they can do what’s called crowdsourcing. 

This means giving the companies the opportunities to buy awesome images of their actual products that are taking by normal users like you. For example, taking a picture of coca-cola in some beautiful place, and post it in your Foap profile. If coca-cola likes it, they will buy it from you, and you’ll get a 50% commission. 

8. Mobee

Mobee app is the best apps that you can start making money from in 2020. Mobee describe themselves as the secret shopping app, they essentially will pay you to shop and dine at your favorite places, you can earn rewards by giving your feedback to the businesses you go to.

Mobee works by missions. Basically what mission is, is doing random little tasks when it comes to local business and small stores and shops in your ears. To explain more, a mission is going to a store in your ears and take a picture of a product or display. And base on the difficulty and the length of the mission, you can earn a pretty significant amount of money doing this.

With more the 100,000 people who are already downloading it, it is one of the most ligament money making apps on this list.

9. Google Opinion Rewards

Google Opinion Reward app has over a million reviews and over 10 million people who have already installed this app with almost 5 stars. And as we all know that anything developed by google is 100% legit.

Google Opinion Rewards is basically a survey mobile app available in IOS and Android devices. The app allows users to answer surveys and earn rewards, it allows its users to answer surveys and actually get paid directly through their PayPal account.

Your opinion and your Feedback is really important to google and really valuable, that’s why google start this amazing app, just to have your feedback on multiple things.

10. MyPoints

MyPoints is one of the unique money-making apps out there, with over 7.3 million visitors a month, you can tell that this app is really working and paying people money, otherwise, they’ll have 0 visitors. You can use MyPoints on your computer or simply download it on your smartphone, and start your journey with it.

This app allows you to earn gift cards for playing games, watching videos or answering surveys, and many other online activities.

This platform will also pay you to shop online, and you get up to 40% back with every purchase at your favorite retails like Walmart, Best Buy, or Amazon. After you get enough points you can redeem those points to gift card and more.

11. Toluna

As a market research app, the Toluna App stands out in the crowd, because it offers rewards form more than just taking simple surveys. This app has a decent reward for your time, frequent surveys, and several other opportunities to earn money, and also to interact with other users.

You can get paid through PayPal or get vouchers and it is available in many countries. This app is rated 3.5 out of 5 stars on Android, and 3.2 out of 5 stars on IOS, which is not bad at all, with over 10 million monthly visitors on their websites.

The registration is pretty simple, and if you want to know more about the app, and get a feel for how you can make the most of the platform, you can watch webinars on ways you can milk the app.

12. Task Rabbit

If you’re interested in earning good money by completing some basic tasks and running errands locally, will this app is for you. TaskRabbits is an American online and mobile marketplace that matches freelancer’s labor with local and nearby demands, allowing consumers to find immediate help with their tasks.

The cool thing about this app is you don’t have to be talented or have a pre-existing experience. Just sing up, edit your profile, and start looking for simple offers in your ears, like helping people moving their furniture, or cleaning things. 

You can make some serious money with this platform up to $30 per hour for some tasks, and even more. generally, the price depends on the difficulty of the task and how much time it will take from you, the harder the task, the more money you’ll make.


At the end of the day they are all great apps to try, and the good part is they are all free, so there is no risk you’ll spend or waste money. Also, you can try them all at the same time or test some of them and see what’s will work for you.

So don’t be like the 99% of people that read this but never really try any. Be the 1% that actually try some of these apps until it works for you.

If you found this post useful, and you want to check it later, you might want to save THIS PIN to your Pinterest Make Money or Side Income board.

12 Best Money Making Apps In 2020_ Earn Extra Cash With Your Smartphone 4

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